Our Secure Advantage Flex Hospital Indemnity plan is tailored for individuals aged 18 to 85. This single, comprehensive plan offers lifelong renewability and encompasses benefits that alleviate the financial burdens of hospital stays. Enhance your coverage further with our optional riders to meet all your health-related needs.
We'll provide the daily benefit you've chosen for any covered hospital stays resulting from an Injury or Sickness. This benefit will be given for each day of your hospitalization, up to the predetermined number of days you've opted for, within each care period.
Our base plan includes a built-in lump sum payout for Emergency Room visits. This applies when you access services either in a hospital's emergency room or in an emergency care facility affiliated with a hospital, stemming from an injury or sickness.
For every day you undergo services in a Hospital's Observation Unit, we'll ensure the allocation of the Observation Unit Indemnity Benefit. This commitment stands firm whenever such services are necessitated by a covered incident arising from a sickness or injury.
Our Secure Advantage Flex Hospital Indemnity plan is the ideal complement to your Medicare Advantage plan. While Medicare Advantage provides essential coverage for a variety of health services, our Hospital Indemnity plan steps in to fill potential gaps, ensuring you're shielded from unexpected hospital-related expenses.
Maximum Daily Benefit
Restoration Period
Coverage on the Market
Rider availability varies by state
We'll provide the cash benefit you've chosen upon your first diagnosis of cancer while under the policy's coverage. This ensures added financial support during challenging times. Having this safety net can offer invaluable peace of mind, allowing you to focus more on recovery and less on financial stresses.
We'll pay the cash benefit of your choice should you undergo a hospital stay due to an accident or sickness, once for every care period. This advantage assists in counterbalancing out-of-pocket costs like copays, coinsurance, and deductibles.
Receive a cash benefit of your choosing should you undergo a surgical procedure executed by a Physician in an Ambulatory Surgical Center or the Outpatient Facility of a Hospital. This coverage ensures that even when facing surgical interventions, your financial concerns are minimized.
We'll disburse the daily cash benefit of your choice if you're admitted to a skilled nursing facility due to a covered sickness or injury from days 21 to 100. This provision ensures that during prolonged stays, you receive consistent financial support. This added coverage alleviates immediate medical expenses.
Upgrade your coverage with our Ambulance Service Rider. In the face of unexpected medical emergencies, swift transportation shouldn't be a financial burden. Benefit from up to $200 each time you use ambulance services, whether by air or water. Navigate emergencies with confidence and less financial stress.
Be proactive with your health by adding additional coverage. This covers expenses for your annual health screening tests. You can receive up to $100 each calendar year, encouraging regular check-ups and early detection of potential health issues.
Receive essential dental, vision, and hearing services and get reimbursed up to $1,500. Ensuring that your oral, optical, and auditory health needs are cared for without weighing heavily on your pocket.
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